You bring the asset. Kubermint values it, designs the legal wrapper, clears the regulatory route, issues the tokens on our platform and runs the register for as long as the tokens exist. One agreement, one accountable team, no platform to buy and no engineers to hire.
Most tokenization vendors sell you a platform and leave the valuation, the legal work, the licensing and the day-to-day operation to you and your advisers. Kubermint takes the whole job on under a single service agreement.
| Stage | Buying a platform | Kubermint as a service |
|---|---|---|
| Valuation | You appoint a valuer | Prepared by our registered valuers, refreshed on the agreed cycle |
| Legal structure | You brief a law firm | Designed by us and encoded into the token rules |
| Regulatory route | You apply, or find an intermediary | We classify the instrument, prepare the filing and attend the meetings |
| Software | You license it and integrate it | Runs on our platform; your data, your brand where wanted |
| Issuance | Your team onboards investors and mints | We onboard, verify funds, mint and reconcile |
| Lifecycle | Your team pays distributions and files returns | We run distributions, corporate actions, revaluations and reporting |
| Fees | License fee plus every adviser separately | Set-up fee, per-issuance fee and an annual service fee |
The industry sells tokenization on fee savings. The comparison does not support that. Of the five cost lines in a conventional issuance, only two move at all, and a platform fee lands in the same band as an arranger who already holds the relationships. The value is elsewhere, and fees are listed last for a reason.
Reaching a currency and an investor base the asset could not otherwise reach. On an emerging-market asset this is worth 200 to 400 basis points on cost of funds, which outweighs every fee line combined.
A token minted once against a registry entry cannot be pledged twice. Double-pledging, phantom collateral and counterparty risk are what made lenders exit whole sectors; the token removes them structurally.
Title that transfers in seconds instead of days, and a redemption path that executes on evidence (a metered feed, a collection account) instead of a claim against an issuer.
Verification and reconciliation overhead only. Realistically 50 to 150 basis points, and close to zero in asset classes that were already efficiently intermediated.
The full process, who captures value at each stage, and the cost comparison
The token is the easy part. Projects stall on an unsupportable valuation, a wrapper the regulator will not license, an investor base the structure cannot legally reach, or a custody arrangement the auditor will not sign off. We start with those questions because they decide whether the platform is worth building.
Every issuance starts from an independent valuation prepared under a recognized standard, by a registered valuer, so unit pricing is anchored to a document a bank, auditor or court will accept.
SPV, fund unit, debenture, note or receivable: we pick the legal form for the jurisdiction and the investor type, then encode its transfer rules into the token itself.
The Kubermint platform implements ERC-7943 (uRWA) with an operator console for whitelisting, freezes, forced transfers, distributions and reporting. It exists today and is deployed for live clients.
Each service can be engaged on its own. Most clients take the full sequence.
Valuation, structuring, regulatory route, issuance and lifecycle for equity, debt, fund and receivable tokens, delivered end to end on the Kubermint platform under one agreement.
Registry-mapped carbon tokens with on-chain retirement, double-counting controls and ESG reporting for corporate buyers. Aligned to Verra, Gold Standard and India's compliance carbon market.
Classification of the instrument, choice of jurisdiction (DIFC, ADGM, VARA, GIFT IFSC, SEBI), licensing pathway, offer documents and ongoing compliance calendar.
Initial and periodic valuations under IBBI, IVS and RICS-recognized methods, audit-ready SPV accounts, and investor reporting that reconciles to the on-chain register.
ERC-7943, ERC-3643, ERC-1400 and ERC-1155 contracts, custody and KYC integrations, oracle feeds, and APIs into your existing fund administration or ERP.
Transfer-restricted secondary trading, listing on regulated venues where available, and integration with institutional custodians and MPC wallet providers.
The same platform serves every class below. What changes is the wrapper, the valuation method and the compliance rules encoded in the token.
Six stages, each with a written deliverable and a decision point. A first issuance takes 12 to 20 weeks when work starts from zero. Eight weeks is achievable when the trustee, placement agent and banks are engaged before week one, the data room is ready on day one and the investor book is warmed during structuring.
Is the asset tokenizable, who can buy it, and what is the instrument under the relevant securities and virtual-asset laws? Output: a feasibility memo with a go or no-go recommendation.
Weeks 1 to 2
Independent valuation, SPV or fund design, custody arrangement, distribution waterfall and term sheet. Output: valuation report and structure paper.
Weeks 3 to 6
License or exemption application, offer document, disclosures and compliance manual. Runs in parallel with the build.
Weeks 4 to 14
Token contracts configured to the structure paper, investor portal, operator console, KYC and custody integrations, third-party audit.
Weeks 5 to 12
Investor onboarding, subscription, allotment and minting against verified funds. Registry reconciled to the SPV register on day one.
Weeks 13 to 16
Distributions, corporate actions, periodic revaluation, audited accounts and regulatory returns. We run it or hand it to your team with documentation.
Ongoing
Real estate developers, commodity holders and infrastructure sponsors who want to raise against an asset without a full sale, and reach investors outside their home market.
Managers digitizing fund units for faster onboarding, smaller minimums and a cleaner register; family offices structuring co-investment vehicles for the India to GCC corridor.
Developers with registry-issued credits looking for liquidity and price transparency; corporates that need retirement evidence their auditors will accept.
Platforms adding tokenized products under their own brand, who need a compliant back end and a partner who understands the licensing they hold.
Twenty-six questions in about six minutes. It tells us the asset, the investors and the constraints, and tells you which lane the project falls into before anyone books a call.